Insurance Claims Adjuster

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Category

Business & Finance

What It Is

Investigates insurance claims to determine coverage and settlement amounts after accidents, damage, or loss.

Best For

Detail-oriented people who like investigative work and want a stable salaried role in insurance.

Avoid If

You dislike documentation-heavy work or occasional difficult conversations with claimants.

Degree Required

No degree required for most entry-level adjuster roles, though some insurers prefer one.

Skills Needed

Investigation, negotiation, report writing, basic understanding of policy language.

Training Path

Entry-level adjuster trainee role with employer-provided training; independent/catastrophe adjusters need state licensing.

Certs / Licenses

State adjuster license (required in most states); AIC or CPCU designations for advancement.

Time to First Job

Immediate entry-level hiring is common with employer training.

Cost to Enter

$0-$1,000 for state licensing exam prep.

Income Range

General estimate: $42,000-$52,000 entry-level, $60,000-$85,000+ experienced/catastrophe adjuster. Verify local data.

First Job Titles

Claims Adjuster Trainee, Claims Representative.

Companies Hiring

State Farm, Allstate, Progressive, independent adjusting firms.

Best Next Step

Apply to major insurers’ claims trainee programs, which typically include paid licensing support.

Real Training Providers Near You

Verified via Google Business listings, 2026-07-06. Always confirm current pricing, schedule, and enrollment requirements directly with the provider.

ℹ About this information

Salary ranges are estimates and vary by location, experience, and employer. Licensing and certification requirements vary by state. Training providers should be independently reviewed before enrollment. MoxiePaths is an educational career discovery platform — not a guarantee of employment or income. College may still be the right path for some.

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